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INDIVIDUAL SOLUTIONS

You don't have to go it alone.

​At the core of every sound financial plan should be a layer of protection insuring your life, your health, your income and your assets. However, over 40% of households have no life insurance while 56% of married couples acknowledge that they are underinsured.

​​​​​​​​​​​From Term and Whole Life to Disability, Long-Term Care and Health Insurance, the roots of our company are in working with individuals to ensure not only their financial and personal health and wealth, but their families' as well.​

PERSONAL INSURANCE & FINANCIAL SERVICES

 

Individual Insurance including:

  • Life (Term, Whole, UL, Variable, etc)
  • Disability
  • Long Term Care
  • International Medical
  • Dental
  • Critical Illness

Estate & Financial Services including:

  • Wealth Management 
  • Wills & Trusts
  • 529 Plans
  • IRAs
  • Tax-Deferred Annuities
  • Special Needs Planning

PERSONAL PROPERTY & LIABILITY

  • Homeowners
  • Renters
  • Automobile
  • Valuable Items
  • Pleasure Craft
  • Personal Excess
  • Mine Subsidence
  • Recreation Vehicle
  • Flood
  • Wedding Insurance

HEALTH INSURANCE

 

 

Beginning 1/1/2014, all Americans are required to have health insurance.

 

Whether you purchase insurance through the Federal marketplace, a health insurance company website, an online portal like ehealthinsurance, or through a broker like J. Seltzer Associates, you are paying the exact same rate.  The law requires it.

 

By contacting us to assist you with purchasing coverage, you are not only getting access to all products and, where eligible, tax credits,  but you are getting our decades of experience at no additional cost. 

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